Our exclusive Simple Buyback 12 Month Lease-Purchase Program with 90 Day interest option lets you take your phone home today and spread your payments over a maximum of 12 months and if you pay it off within 90 days, there is no interest! A minimum order of $299 and small $50 Program Fee applies. It is perfect for those with little or no credit, less-than-perfect credit or looking to re-build their credit! It’s quick and easy. It takes just a few minutes so apply online today. Some basic requirements include: Must be Texas resident, a minimum income of $1000.00 per month and a checking or savings account with no NSF’s in the past 90 days.